FICO Score Simulator
What's the best action to take to improve your credit score? what changes to your account would have a negative impact? Use the FICO^® Score Simulator to see how your credit choices could make a difference to your score. These simulations are based on common behavior that can affect a FICO score. These simulations are NOT reflective of or based on your actual FICO score. Provided by myFICO^®.

See how these actions might impact a FICO score of 670:

	Suggested Best Action

	See what actions can have a significant impact on a credit score, assuming that the number of accounts and balances remain the same.

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	Pay Bills On Time

	See how a FICO score might change if bills are paid on time for the next: 3 months 6 months 12 months Assuming that the balances on the accounts do not increase.

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	Missed Payments

	See how a FICO Score can change if: Payment is missed this month on an account that is currently up to date Payments are missed this month on all accounts for which a payment is due Payments are missed and bankruptcy is declared

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	Pay Down Balances

	See how a FICO Score can change if: $750 $1500 $2000 is paid toward a $2,122 revolving credit balance.

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	Transfer Balances

	See how a FICO Score can change if a new credit card account with a credit limit of: $1000 $3000 $5000 is opened and credit card balances are consolidated to it.

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