Internet Shopping
Shopping on the Internet can be a great convenience. To protect your credit, and for your own peace of mind, follow these commonsense practices when shopping online.

How to shop safely online:

• Use a secured Internet browser to navigate the World Wide Web, such as Netscape Navigator® , Microsoft Internet Explorer®, or America Online® . Secure browsers usually encrypt or scramble information that you send, so it is less likely to be intercepted by other individuals.
• Use a browser with 128-bit encryption (40-bit encryption secures your information, but 128-bit provides more security).
• Be familiar with your online company. Use reputable companies or choose your shopping destinations based on referrals from friends.
• Look for a lock and key symbol or a padlock to find out what kind of security measures a specific site has in place.
• Don't walk away from your computer while communicating with other servers.
• Check the company's guarantee policy and return procedures. If they are not posted on the Web site, you may want to call and ask for more information or shop elsewhere.
• Read and understand companies' privacy policies if you do not want your personal information shared with other companies.
• Always keep your passwords private and do not use easy-to-guess passwords like your birth date, mother's maiden name, or first name.
• Maintain a record of your purchase transactions. Keep confirmation numbers and order numbers for future reference.
• Ensure that your computer(s) is equipped with antivirus protection and firewalls to help keep trespassers out.

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