Staying within your credit line is one of the key rules in maintaining good credit. To check your available credit, Log In or Register Now for Online Services.

How your available credit is calculated:

  Credit Line
- Balance
- Outstanding Authorizations

= Available Credit

Credit Line: Total amount you may charge on your card.

Balance: Unpaid amount from previous statement, plus new transactions, finance charges, and fees.

Outstanding Authorizations: Part of your credit line that may be on hold pending completion of a transaction (e.g., hotel room reservation).

Available Credit: Amount of your credit line left for you to use.

Your statement may also provide a cash advance line, which could be different from your total credit line.